This logo is the intellectual property and 
trademark of Providian Financial Corp.
 

Home Page


Tell A Friend!


Purpose of this web site


Discussion Forum


Latest News


Original purchase


Original dispute


Providian’s Reply


More disputes


More Replies from Providian


Angry phone calls to Providian


Angry phone calls Page 2


Not so angry phone calls


Consequences of Providian Financial screwing with me


Index of Documentation


Index of Recorded Telephone Calls


AbTronic - Scam or not a scam?


Links, Links and more Links!


Latest News



Receive email
when this page
is updated.

it's private

Providian STILL won't prove their allegations of indebtedness

June 14, 2006

Hilco Receivables sued me for my imaginary debt with Providian. (Summons)

It appears they can't get there story straight even after filing a lawsuit against me.

My answer has apparently left them speachless. Here it is in QuickTime TIFF format. Short. Sweet. And to the point...

Maxed Out OKC Premier at deadCENTER Film Festival

June 8, 2006

Maxed Out makes its way to Oklahoma City on June 8th at the deadCENTER Film Festival in downtown Oklahoma City at the OKC Museum of Art.

Also, Hilco Receivables files suit against this web site’s creator.

Documentary Maxed Out makes it’s World Premier at the South by Southwest Film Festival

March 11, 2006

If there’s a breakout hit at the South by Southwest Film Festival this year, it will likely be Maxed Out, an engaging and very provocative documentary about America’s dangerous slide into widespread consumer debt.

Providiots take another stab at trying to collect from me

January 8, 2005

Today I received this collection letter from Phillips and Cohen, a “so-called” collection agency that, according to Bud Hibbs, is a band of theives and losers. Here is what Bud had to say about them at his site:
CEO Matthew Phillips is a loser for allowing his goons to grease their pockets with so many FDCPA violations. This (non-law firm) collection agency appears to be a cess-pool of misfits and lawbreakers that prey on consumers with their lawlessness. NEVER give them any information on your bank/credit accounts, or post-dated checks. YOU WILL REGRET IT!!


I fired off a reply same day.

I sent another one to Hilco Receivables.

Maybe these low-lifes will get the hint and a clue that this alleged debt has been settled a long time ago. If not I am more than ready for a lawsuit to put this issue to rest once and for all.

MaxedOut! director shoots in Oklahoma City

July 21, 2004

Yesterday and today James Scurlock of TrueWorks, Inc. (www.TrueWorks.us) and his camera and sound men shot several hours of footage at the home of Mark Mumma, the creator of ProvidianFinancialSucks.com.

We talked about all things Providian. No doubt the majority of the footage we shot today and yesterday will end up on the cutting room floor, however, I trust that my experiences with Providian will be accurately portrayed in the final cut. The documentary is called “Maxed Out” and will make its world premier at the South by Southwest film festival on March 11, 2006.

James has already finished one award winning film called “Parents of the Year.” It will be on HBO this September.


Ahhhhh. Providian Bancorp wants me to stop using their wittle logo.

April 26, 2004

Those poor wittle Providiots want me to stop using their wittle logo. Pooooooooooooor babies. I knew that a request like this would be inevitable. I am going to guess, however, that they are not going to like my response to this lame request. Here's the letter they sent me:


My reply requires Adobe Acrobat to read. Needless to say I denied their request.


Final Acts of Desperation Providian credits back 100% of the Abtronics charges

October 6, 2003

My October activity statement is now online. Interestingly, Providian is launching a last minute desperate attempt to “right their wrongs” by crediting back 100% of the Abtronic Charges as well as the finance charges and late charges since May 2003. Only problem now is that they’re still showing a balance.

DateTransaction DescriptionAmount
09/17/2003Purchase F/c$241.12 +
09/17/2003Purchase W/o$179.60 +
09/17/2003Purchase W/o$39.95 +
09/17/2003Purchase W/o$39.90 +
09/17/2003Purchase W/o$39.90 +
09/17/2003Late Pmt Fee$140.00 +
09/17/2003Overlimit Fee$35.00 +
10/03/2003Late Payment Charge$35.00   


Notice that the credits all appear with a plus sign (+) next to them while the only charge on the statement indicatates no plus sign. That also accounts for the balance going from $5,096.21 in the September statement down to $4,415.74 on the October activity statement. (Both printed off of their site.)

The question is this...

Why is Providian just now starting to take me seriously? Why are they just now finally crediting ALL of the charges from Abtronic back to my account? Chew on that one awhile. Post your thoughts in the user forum and let us know what you think is going on.

Next >>>



This site is not affiliated in any way with Providian Financial Corporation. Intellectual property consisting of the Providian logo and stylized Providian text are either trademarks or registered trademarks of Providian Financial Corporation and/or its subsidiaries.

Other trademarks are the property of their holders. These trademarks are present on this site for the purpose of comment and criticism as permitted in the United States Copyright Act of 1976 (17 USC 107) (and related treaties) which states:

“Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.”

The author of this web site is NOT an attorney and the information contained herein does NOT constitute legal advice. Before you do anything always consult a competent attorney.

Copyright © 2002-2004, ProvidianFinancialSucks.com. By viewing this site you agree to our Terms of Use.